Thursday, February 14, 2013

Retirement and the Montgomery GI Bill

With Mr. M's retirement getting closer we began to look into all the benefits and entitlements he will need to apply for, ask about, qualify for. Let me just begin by saying this. You better ask questions people because no one is going to just tell you what to do nor what you have to complete to make it happen for you.
So the first priority for us was to find out about Mr. M using his GI Bill after retirement. First, you have to send in for your eligibility status. You have the choice of using Montgomery GI Bill or Post 9/11 GI Bill. Make your choice wisely because once you make your choice that's it and you can never go back.
If you choose to use Montgomery than you also need to know when you have used all 36 months you can then apply for another 12 months through the post 9/11 GI Bill. We had to probe deep for that one folks! You can look up the benefits of both and decide which works out best for you.
Another little hidden fact is that if you choose to not use your Montgomery and go with post 9/11 then you may ask for your $1200 back that you paid for the Montgomery bill.
We were told it takes about 4-6 weeks to get your eligibility paper so be sure to apply for it as soon as you know what you want to do. You can ask the start date to be after retirement date if that is what you are planning to do.
Bottom line is ask questions, don't skip anything, and always take your time in making any decision. As is with most military decisions you do not get a second chance. I know I have said this before but you truly do need to be on top of your own stuff and do not just take someone's word for anything!

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